The short version
- Texas gives you two years from the day the cause of action accrues to file (§ 16.003(a)) — or two years from the date of death where the injury proves fatal (§ 16.003(b)).
- The rule that decides most disputed claims is proportionate responsibility: recovery is reduced by your share of the blame and barred entirely above 50% (§ 33.001).
- If a City of Houston, Harris County, METRO or state vehicle or employee is involved, written notice must reach the governmental unit within six months (§ 101.101) — and damages are capped (§ 101.023).
- Exemplary damages require clear and convincing evidence of fraud, malice or gross negligence (§ 41.003(a)), and are capped by § 41.008(b) except for the felony conduct listed in § 41.008(c).
- Harris County recorded 115,173 crashes in 2024, including 546 fatal crashes, 2,282 suspected-serious-injury crashes and 579 fatalities. Source: TxDOT, Crashes and Injuries by County 2024.
The Texas rules behind every injury claim
| Rule | What Texas law provides | Source |
|---|---|---|
| Time to file | Two years from the day the cause of action accrues. | Tex. Civ. Prac. & Rem. Code § 16.003(a) |
| Time to file after a death | Two years, running from the date of death. | Tex. Civ. Prac. & Rem. Code § 16.003(b) |
| Shared fault | A claimant may not recover damages if their percentage of responsibility is greater than 50 percent. | Tex. Civ. Prac. & Rem. Code § 33.001 |
| Government defendants — notice | Written notice not later than six months after the incident, reasonably describing the injury, the time and place, and the incident. | Tex. Civ. Prac. & Rem. Code § 101.101(a) |
| Government defendants — caps | Liability is limited to statutory maximums rather than the full loss. | Tex. Civ. Prac. & Rem. Code § 101.023 |
| Exemplary damages | Only on clear and convincing evidence that the harm resulted from fraud, malice or gross negligence. | Tex. Civ. Prac. & Rem. Code § 41.003(a) |
| Minimum insurance on the other side | $30,000 per person, $60,000 per crash, $25,000 property damage. | Tex. Transp. Code § 601.072(a-1) |
Deadlines that can end this claim
| Situation | Deadline | Source |
|---|---|---|
| Most injury lawsuits | Two years from the day the cause of action accrues. | Tex. Civ. Prac. & Rem. Code § 16.003(a) |
| An injury that causes death | Two years, running from the date of death. | Tex. Civ. Prac. & Rem. Code § 16.003(b) |
| A City of Houston, Harris County, METRO or state vehicle | Written notice to the governmental unit not later than six months after the incident, describing the injury, the time and place, and the incident — and a city charter can require it sooner. | Tex. Civ. Prac. & Rem. Code § 101.101 |
| Reporting the crash itself | Immediately, by the quickest means of communication, if anyone was injured or killed or a vehicle cannot be driven normally and safely. | Tex. Transp. Code § 550.026(a) |
| If you were partly at fault | No deadline, but a hard bar: a claimant may not recover if their percentage of responsibility is greater than 50 percent. | Tex. Civ. Prac. & Rem. Code § 33.001 |
Questions people ask after a Houston crash
Tap a question to open it.
Who can bring a personal injury claim in Texas?
The person who was injured, and — where an injury causes death — a defined group of family members plus the estate. The wrongful death claim under § 71.002 is for the exclusive benefit of the surviving spouse, children and parents (§ 71.004(a)); siblings are not included. The survival claim under § 71.021 belongs to the estate and covers what the person endured before death. For a minor, a parent or guardian brings the claim, and settlements involving minors often require court approval. Those distinctions matter early, because bringing the wrong claim in the wrong name wastes time against a two-year deadline.
Who pays my medical bills while the claim is pending?
Not the at-fault party, usually. Their liability insurer normally pays once, at settlement, rather than as bills arrive. In the meantime the sources are your health insurance, any personal injury protection or medical payments cover on your own auto policy, and sometimes a letter of protection under which a provider treats you and waits to be paid from the recovery. Keep every bill and explanation of benefits, because your health insurer or Medicare may assert a lien against the settlement. Negotiating those liens is part of the case and is the reason the settlement figure and the cheque differ.
What kinds of case does this cover?
Everything on this site sits under it: vehicle collisions of every kind, commercial truck and bus crashes, motorcycle and pedestrian injuries, rideshare claims, drunk and distracted driving, hit-and-run, workplace and industrial injuries including Texas non-subscriber claims, maritime and Jones Act injuries out of the Ship Channel and the Gulf, defective products, premises injuries, and wrongful death. The rules in the table above apply across all of them; what changes from one to the next is which additional statute governs and which deadline arrives first.
What is my case worth?
Nobody can tell you before reading your medical records, and a figure offered earlier is a sales tactic rather than an assessment. Value is driven by the medical evidence and whether treatment has concluded, documented lost income and future earning capacity, the permanence of any impairment, the insurance actually available on the other side, and your own percentage of responsibility under § 33.001, which reduces recovery point for point and eliminates it above 50 percent. Available insurance is the ceiling people most often overlook: a catastrophic injury caused by a driver carrying the $30,000 statutory minimum is limited by that policy unless another defendant or your own UM/UIM cover applies.
What does it cost to hire a personal injury lawyer?
These cases are handled on a contingency fee, which means the fee is a percentage of the recovery rather than an hourly charge, and there is no fee if there is no recovery. Case expenses — records, filing fees, expert reports, depositions — are handled separately and should be explained to you in writing at the outset. The consultation itself is free. What you should expect from any firm is a written agreement that states the percentage, how expenses are treated, and what happens if the case does not succeed, before you sign anything.
Where will my case be filed?
Ordinarily Harris County, where the civil district courts sit at the Harris County Civil Courthouse, 201 Caroline Street, Houston, TX 77002. Which court within the county depends on the amount in controversy — county civil courts at law handle claims up to their statutory limit and district courts take larger matters. Cases arising on the western edge of the metro can fall in Fort Bend or Waller County; Sugar Land matters are normally Fort Bend County at 1422 Eugene Heimann Circle in Richmond. Most claims resolve without a trial, but filing in the right county from the start avoids losing months.
Where do I get the records I will need?
From several places, and starting early makes all of them easier. The crash or incident report comes from the investigating agency — the Houston Police Department inside city limits, the Harris County Sheriff's Office outside — and, for vehicle crashes, from TxDOT's crash records system. Medical records come from each provider and take time. Employment and payroll records establish lost income. Camera footage from businesses near the scene is the most perishable of all and typically overwrites within days, which is why a written preservation request is usually the very first step.
When does my time to sue run out?
Two years from the day the cause of action accrues under § 16.003(a). If the injury causes death, § 16.003(b) runs two years from the date of death, which is not always the date of the incident. Shorter deadlines override that in specific situations: six months' written notice to a governmental unit under § 101.101, and shorter still where a city charter applies. Products claims have additional timing rules under § 16.012. Contractual deadlines in your own insurance policy can be shorter than any of them.
When should I settle?
Not before you reach maximum medical improvement, because a settlement is final and cannot be reopened if the injury turns out worse than expected. That is the single most common irreversible mistake in these cases: an early offer arrives while treatment is ongoing, it looks reasonable against the bills received so far, and it is accepted before anyone knows whether surgery will be needed. The corollary is that the timeline is driven by your treatment rather than by the lawyers, and that a firm promising a fast resolution at the first meeting is promising something outside its control.
Why does the insurance company want a recorded statement?
Because a statement taken early, before treatment is complete and before your account has settled, is the most useful version they will get. Ordinary polite answers — "I'm fine", "I didn't see them until the last second" — are quoted back later as admissions about injury or attention. You are generally not obliged to give the other side's insurer a statement at all. Your own insurer is different, because your policy contains a cooperation clause. Establishing which company is on the phone before answering questions is the most useful precaution in the first fortnight.
Why does my own fault matter so much?
Because § 33.001 makes it decisive rather than merely relevant. A claimant may not recover damages at all if their percentage of responsibility is greater than 50 percent, and below that threshold every point reduces the award. That gives an adjuster a direct financial incentive to build a percentage against you, which is what the questions about speed, attention, seatbelt use and prior injuries are for. It is answered with evidence rather than argument — scene evidence, camera footage, event data recorders and independent witnesses — and that evidence is perishable.
How do I choose a lawyer for a Houston injury case?
Check things you can verify rather than things you are told. Every Texas attorney has a State Bar number that resolves to the Bar's own record showing licence status and any disciplinary history — ask for it and look it up. Ask who will actually handle the file day to day, how often you will hear from them, and whether the firm has tried cases of this kind or only settled them. Ask for the fee agreement in writing before you sign. And be wary of any firm that quotes a case value or a timeline before reading a single medical record.
How long will my case take?
It depends primarily on your medical treatment, not on the legal work. A straightforward claim with completed treatment and clear liability often resolves in a few months. Disputed liability, serious or permanent injury, several defendants, a governmental defendant or a parallel criminal prosecution all extend it, and filing suit in Harris County adds the court's own timetable. Anyone giving you a specific duration at the first meeting is guessing. What can be said honestly at the start is what the next three steps are and roughly how long each takes.
How does a claim work if a government vehicle or employee was involved?
It changes both the deadline and the ceiling. Section 101.101(a) requires written notice to the governmental unit not later than six months after the incident, reasonably describing the injury, the time and place, and the incident — and § 101.101(b) preserves shorter charter and ordinance periods. Immunity is waived only in defined circumstances, and § 101.023 caps damages by the type of unit rather than allowing recovery of the full loss. That combination means a claim involving a City of Houston vehicle, a Harris County vehicle or a METRO bus is time-critical from the first week.
4.9 out of 5 from 360 Google reviews. Read them on Google.
★★★★★
Hi, I would recommend their services they were very helpful in handling and resolving my case. I received great medical care on their behalf and I was taken care of as a client by Mr. Gabriel he went above and beyond to ensure I didn't settle for less than I was owed.
★★★★★
Maida law firm was great. They have amazing communication. The staff was also very friendly and professional. The process was fast and they are very reliable. I will definitely be recommending them to all my friends and family. Thank you so much Maida Law Firm.
Reviews are the opinions of the clients who wrote them. Past results do not guarantee or predict a similar outcome in any future case.
Everything we publish on this topic
This page is the hub for houston personal injury claims. Below is every guide, explainer and case note on the site that belongs to it, so you can go straight to the situation that matches yours.
- Attorneys in Sugar Land
- Accident Attorney: What is Loss of Consortium?
- The Causes of Houston Road Accidents and How to Avoid Them
- Avoiding Road Accident
- Fighting for Compensation After Traumatic Brain Injury
- Personal Injury Staute of Limitations
- How Long Does a Personal Injury Case Take in Texas?
- How Much Does a Houston Accident Lawyer Cost?
- Missouri City & Richmond Personal Injury Attorney
- Most Dangerous Roads in Houston
- Houston Personal Injury Attorney
- Texas Personal Injury Lawyers & Comparative Negligence
- Personal Injury Lawyer For Proving Aggravation After an Accident
- Personal Injury Attorney
- Structured Settlement vs. Lump Sum Payment
- Personal Injury Case Qualifications
- Sugar Land Personal Injury Attorney
- What is a Houston Personal Injury Lawyer?
- What to do after an accident on i-45
- Houston Personal Injury Attorney
20 related pages.
After a crash in southwest Houston
Our office is on the Southwest Freeway, and the crashes we see from this side of Houston cluster on the same few roads. These are the emergency rooms, stations and the courthouse involved most often.
| What | Where |
|---|---|
| Main freeways | Southwest Freeway (I-69/US 59) · Sam Houston Tollway / Beltway 8 · Westpark Tollway · US 90 Alternate |
| Nearest emergency rooms | HCA Houston ER 24/7 - Westchase — 11103 Westheimer Rd, Houston |
| Memorial Hermann Southwest Hospital Emergency Center — 7600 Beechnut St, Houston | |
| Emergency Room at HCA Houston West — 12141 Richmond Ave, Houston | |
| HCA Houston ER 24/7 - Bellaire — 5413 S Rice Ave, Houston | |
| Post Oak ER - Emergency Room and Urgent ER Care — 5018 San Felipe St, Houston | |
| Police stations | Houston Police Department Westside — 3203 S Dairy Ashford Rd, Houston |
| Houston Police Department South Gessner — 8605 Westplace Dr, Houston | |
| Houston Police Department Southwest Substation — 13097 Nitida St, Houston | |
| City of Southside Place Police Department — 6309 Edloe St, Houston | |
| Where suit is filed | Harris County Civil Courthouse — 201 Caroline St, Houston, TX 77002 |
Emergency rooms and stations from Google Places within about 9 km of our office; freeways from OpenStreetMap; courthouse confirmed in the county seat. Verified 28 August 2026. Go to the nearest ER in an emergency — this list is for orientation, not medical advice.
Recent Houston-area crashes of this kind
These are reported incidents from July 2026 onward, linked to the outlet that covered them. We were not involved in these cases and describe them only as published.
- Driver charged with intoxication manslaughter after a Southwest Freeway crash ABC13 / KTRK, July 2026
- 18-wheeler and car collide on I-10 near Eldridge ABC13 / KTRK, July 2026
- METRO bus goes off the McGowen Street overpass above SH-288 KPRC 2 / Click2Houston, January 2026
Related Houston claims we handle
Where we are in Houston
Maida Law Firm
8313 Southwest Fwy Ste 102, Houston, TX 77074
We are on the Southwest Freeway, minutes from the 610 Loop and Sharpstown, and we see clients from across Harris County.
About the authors

Sam A. Maida, Jr.
Owner and Managing Attorney
Sam A. Maida, Jr. has represented injured Texans in the greater Houston area since the firm opened in 1993.
State Bar of TexasAvvoMartindale-HubbellLawLinkThatCarHitMeLinkedIn

Bernard G. Johnson III
Litigation Managing Attorney
Bernard G. Johnson III is a board certified trial lawyer licensed in Texas since 1996 and a graduate of South Texas College of Law.
Houston