The short version
- A METRO bus is a governmental unit, and that changes everything about timing. Written notice must reach it within six months of the incident (§ 101.101) — and a city charter can require it sooner. That is 18 months earlier than the ordinary deadline.
- Governmental immunity is waived only in defined circumstances. The one that usually applies is injury "aris[ing] from the operation or use of a motor-driven vehicle" where the employee would be personally liable (§ 101.021(1)).
- Damages against a governmental unit are capped, not open-ended — the Tort Claims Act limits recovery by the type of unit involved (§ 101.023).
- A private charter, shuttle or school-bus contractor is a different case entirely: ordinary negligence, no six-month notice, and usually a commercial policy far above the $30,000 driver minimum.
- Harris County recorded 115,173 crashes in 2024, including 546 fatal crashes and 2,282 suspected-serious-injury crashes. Source: TxDOT, Crashes and Injuries by County 2024.
METRO or a private operator — the difference decides your deadline
| Operator | What applies | Source |
|---|---|---|
| METRO, a City of Houston or Harris County bus | Texas Tort Claims Act: immunity waived for injury arising from the operation or use of a motor-driven vehicle where the employee would be personally liable. | Tex. Civ. Prac. & Rem. Code § 101.021(1) |
| Notice to a governmental unit | Written notice not later than six months after the incident, reasonably describing the injury, the time and place, and the incident. | Tex. Civ. Prac. & Rem. Code § 101.101(a) |
| Damages against a governmental unit | Capped by statute rather than open-ended, with the limit set by the type of unit. | Tex. Civ. Prac. & Rem. Code § 101.023 |
| A private charter, shuttle or contractor | Ordinary negligence. No six-month notice, and usually substantially higher commercial cover. | Common law; Tex. Transp. Code § 601.072 sets only the floor |
| Your share of the blame | No recovery at all above 50% responsibility. | Tex. Civ. Prac. & Rem. Code § 33.001 |
Identifying the operator is the first task in a bus case, not a formality — it sets a six-month clock that runs while you are still in treatment.
Deadlines that can end this claim
| Situation | Deadline | Source |
|---|---|---|
| Most injury lawsuits | Two years from the day the cause of action accrues. | Tex. Civ. Prac. & Rem. Code § 16.003(a) |
| An injury that causes death | Two years, running from the date of death. | Tex. Civ. Prac. & Rem. Code § 16.003(b) |
| A City of Houston, Harris County, METRO or state vehicle | Written notice to the governmental unit not later than six months after the incident, describing the injury, the time and place, and the incident — and a city charter can require it sooner. | Tex. Civ. Prac. & Rem. Code § 101.101 |
| Reporting the crash itself | Immediately, by the quickest means of communication, if anyone was injured or killed or a vehicle cannot be driven normally and safely. | Tex. Transp. Code § 550.026(a) |
| If you were partly at fault | No deadline, but a hard bar: a claimant may not recover if their percentage of responsibility is greater than 50 percent. | Tex. Civ. Prac. & Rem. Code § 33.001 |
Questions people ask after a Houston crash
Tap a question to open it.
Who do I actually have a claim against after a bus crash?
It depends entirely on who operated the bus, and the answer changes the whole case. A METRO bus, a City of Houston vehicle or a Harris County vehicle brings the Texas Tort Claims Act into play, with its six-month notice requirement and statutory damage caps. A school district bus is also a governmental unit. A private charter, shuttle, tour or contracted operator is an ordinary negligence defendant with ordinary deadlines and usually much larger commercial cover. And in many bus collisions the bus is not at fault at all — the claim is against the driver of the car that struck it, in which case none of the governmental rules apply.
Who is responsible if I was a passenger and nobody else was hurt?
You still have a claim, and being a passenger simplifies one thing: passengers are almost never apportioned responsibility for the collision itself, so the § 33.001 argument that dominates driver-versus-driver cases rarely touches you. The question becomes which driver caused it — the bus operator or another motorist — and often the answer is disputed between two insurers while you sit in the middle. Report the injury to the operator before leaving if you can, get the route and vehicle number, and get treated the same day, because a passenger who walks away and presents days later is the easiest claim to dispute.
What is the six-month notice and what happens if I miss it?
Section 101.101(a) entitles a governmental unit to written notice not later than six months after the incident, and the notice must reasonably describe the damage or injury claimed, the time and place, and the incident itself. A city charter or ordinance may require notice sooner. Missing it can defeat an otherwise sound claim regardless of how clear the liability is, which makes it the single most consequential date in a METRO case. The statute does recognise circumstances in which a unit has actual notice, but relying on that rather than serving proper written notice is a risk with no upside.
What does the Tort Claims Act actually allow me to recover?
Less than an ordinary claim, in two respects. Immunity is waived only in defined situations — for a bus the relevant one is § 101.021(1), injury arising from the operation or use of a motor-driven vehicle where the employee would have been personally liable. And § 101.023 caps damages by the type of governmental unit rather than allowing recovery of the full loss. That cap is why identifying every other potentially responsible party matters so much in a serious METRO case: a second, non-governmental defendant is not subject to the same limit.
What if the bus was not at fault and another car caused it?
Then it is an ordinary motor vehicle claim and the governmental rules fall away. That is a common pattern in Houston — a car rear-ends a stopped bus, or runs a light and strikes it — and the claim goes against that driver and their insurer under normal negligence principles with the ordinary two-year deadline. The complication is that you may not know at the outset which version is right, and the six-month governmental clock is running while liability is unclear. The safe course is to preserve the governmental claim by giving notice, even where the evidence points at the other driver.
Where do I get the footage from the bus?
From the operator, and it needs to be requested promptly and in writing. Transit and school buses commonly carry multiple interior and exterior cameras, and that footage is usually the best record of how the collision happened and of your condition immediately afterwards. It is also subject to routine retention cycles, so it can be overwritten in the ordinary course of business before anyone asks. For a governmental operator the request interacts with public information procedures; for a private operator it is a preservation demand to the company and its insurer. Either way, the first fortnight matters more than any later step.
Where would a METRO case be filed?
Ordinarily Harris County, where the civil district courts sit at the Harris County Civil Courthouse, 201 Caroline Street, Houston, TX 77002. Suits against governmental units carry procedural requirements an ordinary case does not, including the notice question, immunity issues that can be raised early, and the statutory caps. Those are decided by the court rather than negotiated with an adjuster, which is one reason governmental cases are more often litigated and less often quietly settled than a routine collision with a private motorist.
When does the clock start on the six-month notice?
From the day the incident giving rise to the claim occurred, under § 101.101(a). It does not wait for a diagnosis, for treatment to conclude, or for you to work out who operated the bus. That is precisely why it catches people: someone injured in a January collision who spends the spring in physical therapy can reach the six-month point without having spoken to a lawyer. If a City of Houston vehicle is involved, check the charter provision as well, because § 101.101(b) preserves charter and ordinance notice periods that are shorter than the statute.
When is the ordinary two-year deadline the one that matters?
Whenever the responsible party is not a governmental unit — a private charter or shuttle operator, a contracted school-bus company, or the driver of another vehicle. Then § 16.003(a) gives two years from accrual, or § 16.003(b) gives two years from the date of death where the injury proves fatal. The practical difficulty is that the two regimes can apply to the same crash at the same time: a claim against a car's driver on a two-year clock, and a parallel claim against METRO on a six-month clock. Treating the shorter one as the operative deadline is the only safe approach.
Why are bus injuries often worse than they look at the scene?
Because transit passengers are unrestrained and frequently standing. There are no seatbelts on a standing passenger, nothing to brace against beyond a pole or strap, and the interior is full of hard surfaces and stanchions. A collision that a belted car occupant absorbs through a restraint system throws a bus passenger into fixed objects, which produces head strikes, shoulder and wrist fractures from bracing, and spinal injury. It also explains why so many bus claims involve older passengers, for whom a fall inside the vehicle causes injuries far out of proportion to the impact speed.
Why does the operator want a statement so quickly?
Because a statement taken in the first days, before treatment and before anyone has reviewed the footage, is the most useful version of your account they will ever get. Transit operators and their insurers investigate promptly and professionally; that is not improper, it is simply their job. You are generally not obliged to give the other side a recorded statement, and doing so while injured and medicated rarely helps. Your own insurer is different, because your policy contains a cooperation clause. Knowing which organisation is asking, before you answer, is the practical point.
How do I find out who operated the bus?
Photograph everything at the scene if you are able: the route number, the vehicle fleet number on the exterior, the livery, and any operator name on the bodywork. METRO vehicles are branded and numbered; school buses carry the district name; charter and shuttle vehicles usually carry a company name and a USDOT number. If you were not able to record it, the crash report identifies the vehicle and its owner, and the investigating agency is determined by location — the Houston Police Department inside city limits, the Harris County Sheriff's Office in unincorporated areas.
How does a school bus case differ?
A public school district is a governmental unit, so the Tort Claims Act framework applies, including the six-month notice in § 101.101 and the caps in § 101.023. But many districts contract transport to private companies, and a contractor is an ordinary defendant without those protections. There may also be a claim against the driver of another vehicle, as in the pattern where a fleeing or inattentive motorist strikes a stopped bus. Establishing the contractual structure early determines both who is sued and which deadline governs, and it is not something to work out at month five.
How long will a bus claim take?
Usually longer than a comparable car claim. Governmental defendants litigate more and settle less readily; immunity and notice questions can be decided before the merits are ever reached; and where several passengers are injured in one collision, claims are frequently handled together, which slows each of them. Against that, the underlying facts are often clearer than in a car case because of the onboard camera footage. The single thing that most affects the timeline is whether the six-month notice was given properly, because a dispute about notice can consume the case before the injuries are ever discussed.
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Everything we publish on this topic
This page is the hub for houston bus accident claims. Below is every guide, explainer and case note on the site that belongs to it, so you can go straight to the situation that matches yours.
2 related pages.
After a crash in southwest Houston
Our office is on the Southwest Freeway, and the crashes we see from this side of Houston cluster on the same few roads. These are the emergency rooms, stations and the courthouse involved most often.
| What | Where |
|---|---|
| Main freeways | Southwest Freeway (I-69/US 59) · Sam Houston Tollway / Beltway 8 · Westpark Tollway · US 90 Alternate |
| Nearest emergency rooms | HCA Houston ER 24/7 - Westchase — 11103 Westheimer Rd, Houston |
| Memorial Hermann Southwest Hospital Emergency Center — 7600 Beechnut St, Houston | |
| Emergency Room at HCA Houston West — 12141 Richmond Ave, Houston | |
| HCA Houston ER 24/7 - Bellaire — 5413 S Rice Ave, Houston | |
| Post Oak ER - Emergency Room and Urgent ER Care — 5018 San Felipe St, Houston | |
| Police stations | Houston Police Department Westside — 3203 S Dairy Ashford Rd, Houston |
| Houston Police Department South Gessner — 8605 Westplace Dr, Houston | |
| Houston Police Department Southwest Substation — 13097 Nitida St, Houston | |
| City of Southside Place Police Department — 6309 Edloe St, Houston | |
| Where suit is filed | Harris County Civil Courthouse — 201 Caroline St, Houston, TX 77002 |
Emergency rooms and stations from Google Places within about 9 km of our office; freeways from OpenStreetMap; courthouse confirmed in the county seat. Verified 28 August 2026. Go to the nearest ER in an emergency — this list is for orientation, not medical advice.
Recent Houston-area crashes of this kind
These are reported incidents from January 2026 onward, linked to the outlet that covered them. We were not involved in these cases and describe them only as published.
- METRO bus goes off the McGowen Street overpass above SH-288 KPRC 2 / Click2Houston, January 2026
- Four students hurt when a fleeing car strikes an Aldine ISD school bus KPRC 2 / Click2Houston, January 2026
- Vehicle rear-ends a stopped METRO bus on Aldine Bender Road ABC13 / KTRK, May 2026
Related Houston claims we handle
Where we are in Houston
Maida Law Firm
8313 Southwest Fwy Ste 102, Houston, TX 77074
We are on the Southwest Freeway, minutes from the 610 Loop and Sharpstown, and we see clients from across Harris County.
About the authors

Sam A. Maida, Jr.
Owner and Managing Attorney
Sam A. Maida, Jr. has represented injured Texans in the greater Houston area since the firm opened in 1993.
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Bernard G. Johnson III
Litigation Managing Attorney
Bernard G. Johnson III is a board certified trial lawyer licensed in Texas since 1996 and a graduate of South Texas College of Law.